Personal Finance
A set of blog posts which broadly discuss personal finance – from saving and investing through learning how to negotiate a pay rise and how to be more intentional with your money.
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The Major Money Milestones as you Build Wealth
Building wealth can often feel like an arbitrary process – something you do throughout life because you know you should. Eventually – someday in the far future – you’ll be able to retire. Before then, you must keep working your ass off and advance in your career. It doesn’t have to be like this –…
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Why cash back is better than Clubcard and Nectar points
Tesco Clubcard points and Sainsbury’s Nectar points are fantastic. I’ve used both for years. I’ve always casually shopped at Tesco and have done the main shopping at Sainsbury’s. But a recent conversation with a colleague at work changed this, when I found out that Clubcard points are worth twice as much as Nectar points (and…
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No Emergency Fund? Build one NOW!
Ah, the Emergency Fund. The first step on your financial roadmap. This is the foundation – the bedrock upon which your entire financial life is built. Many of my audience may already have one and know what I’m talking about, so I may be preaching to the choir. But then again, 32% of UK adults…
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How Many People Invest in the UK?
The number of Britons actively investing in the stock market is shockingly low. According to Finder, in 2023, only 18% of us actively invested – although there was an increase to 23% in 2024. When you look at how many people invest in the UK, the numbers reveal a surprisingly sparse investing landscape. Why are so…
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Retire Early by Not Being a Moron with Your Money
Learning how to retire early starts with only spending within your means and on things you can actually afford. This simple advice is the bedrock upon which Slow Down and Save is built. If you follow this advice (and invest the remainder), you’ll be retired early before you know it. So then why do so…
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How I saved money on Airbnb using gift cards
I use Airbnb for almost all of my holiday accommodation these days. You can find amazing bespoke places to stay, often in beautiful areas, for far less than an equivalent place offered by a more traditional holiday rental. And because you are staying in somebody’s house (or room), there is far more availability to choose…
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Why You Need to Keep Your Investing Fees Low
Money is difficult to acquire but easy to spend. This is perhaps more true now than ever before – it’s just so easy to spend money. With just a fingerprint or a click, you can buy almost anything from the comfort of your sofa. Businesses invest huge amounts of time and energy into making the…
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How to Get Ahead With Money (A Simple 9-Step Plan)
Getting ahead with money isn’t about clever tricks or perfectly timing the market. In reality, the biggest financial progress comes from mastering a few simple habits: increasing your income, controlling spending, and investing consistently over time. This guide will show you practical ways to get ahead with money and build lasting financial security. The focus…
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How to manage Your Personal Finances Like a Business
In the US, an estimated 24% of households are living paycheque to paycheque as of 2025. For one of the richest countries on Earth, with a median household income of ~$85,000, that’s a shockingly high number. It’s no better in the UK either – around half (49%) of workers are living paycheque to paycheque. So…
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7 Best Personal Finance Books to Read in 2026
If you’re looking for the best personal finance books to read in 2026, these titles offer timeless lessons on investing, spending and building long-term wealth. They make excellent gifts too. They last longer than gadgets, don’t require charging, and – at their best – quietly change the way we think and live. If you’re buying…
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Make consistent investing the #1 priority with your money
Many people are afraid to take their first step into investing because they see it as gambling. Others believe they lack the knowledge or skills and leave investing to the “professionals”. But if you want to build long-term wealth, consistent investing should be your top financial priority. With any extra cash you save (hopefully when…
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How to slow down your life by buying less
Have you ever wondered why you have so much stuff?. Most of it just accumulates over the years – and where does it all go? Most likely to the landfill. I bet that made you think. Can you even remember where and why you bought it? The trouble is, all that stuff clutters up your…
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The Best Paycheque Routine to Save, Invest and Build Wealth
Do you want to consistently save money from your paycheque? Learning how to manage your paycheque properly each month is one of the most powerful financial habits you can build. Perhaps this year was a difficult one for saving, or maybe you bought lots of nice things only to find that you had no money left at…
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Simple Ways to Save Money: 14 Practical Tips to Reduce your Expenses
If you’re wondering how to save money without drastically changing your life, the answer lies in small daily habits. These simple ways to save money don’t require extreme budgeting or sacrifice. Instead, they focus on small, consistent choices that reduce unnecessary spending over time. While investing is important for building wealth, you first need to…
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How a Millionaire Is Made £3.50 at a Time (The Small Money Mindset That Builds Wealth)
Becoming a millionaire doesn’t usually happen with one big breakthrough. Rather, it happens through small, repeated financial decisions. This blog post is (not-so) shamelessly inspired by my all-time motivator into personal finance, Mr Money Mustache. His original blog, of the same title, can be found here. A millionaire really is made £3.50 at a time,…